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Banking / Fintech

Mobile Banking & Fintech App MVP Blueprint

This blueprint outlines the key components for a successful Banking / Fintech MVP. At RocketMVP, we specialize in turning this plan into a market-ready product in weeks.

Timeline

5 - 8 Months

Cost Estimate

$50,000 - $120,000

Core MVP Features

  • Account Dashboard & Balance
  • Transaction History
  • Fund Transfers (internal/external)
  • Bill Pay
  • Mobile Deposit
  • Card Controls (freeze/unfreeze)
  • Push Notifications for Transactions

Recommended Tech Stack

  • Frontend: React Native
  • Backend: Node.js or Java (Spring)
  • Database: Encrypted PostgreSQL
  • Key APIs: Plaid, Marqeta, Alloy

Key Challenges & Solutions

Regulatory Compliance

Partner with a BaaS provider (Unit, Treasury Prime) to leverage their licenses.

Security Requirements

Implement MFA, biometrics, session management, and fraud monitoring.

Core Banking Integration

Use Banking-as-a-Service APIs to avoid building ledger infrastructure.

Turn This Blueprint into Reality

This blueprint provides the roadmap. We provide the execution. If you're ready to launch your Banking / Fintech with an expert team that guarantees speed and quality, let's talk.

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